Physicians and their support staff work hard to improve the health of their patients, using their knowledge and the latest and most effective tools. And to help improve the health of their business, Alaska’s health care providers use the right banking tools.
Here are just some of the many helpful business banking tools our medical industry business customers use. They may be just the right fit for your business as well.
Wholesale lockbox – Reduce trips to the bank and avoid deposits sitting in your office when you sign up for this service. Incoming payments are mailed to a specific post office box, picked up by the bank and processed the same day. This service is customizes for your business’s particular needs.
Deposit Advantage – Make deposits from the comfort of your office, instead of making a trip to the bank. Using a check scanner and an Internet connection, this service, also known as remote deposit capture, allows you to scan checks and transmit the digital images to First National for credit to your business account.
Business Essential – Enjoy online banking from anywhere with an Internet connection. Pay bills, transfer funds between accounts, make loan payments and much more, all with the added benefit of restricted access for various users with the administrative control feature.
Business Advantage – In addition to all the benefits you receive from Business Advantage, enjoy ACH and wire payments, direct deposit payroll capabilities and federal tax payment options and more.
Merchant Services – Give your customers the option to pay using a credit or debit card using this card processing tool. With many different options available, you’ll get the best merchant services set up for your business.
Equipment loans – Purchase the equipment your business needs to stay competitive, from medical machines to office computers.
Equipment lease – Finance cutting edge technology, company cars or other equipment that needs constant updating without getting stuck paying for it after it has outlived its useful life. There are several leasing options available to fit your business banking needs.
Commercial real estate loans – Purchase the right space for your business with this type of loan, which is made for purchasing or refinancing owner-occupied property, such as warehouses or office buildings, for professional use.
Revolving line of credit - Meet working capital needs or bonding requirements without having to go through the application process each time with the help of a revolving line of credit. Collateral and repayment terms are established on an annual basis and tailored to your needs.
Corporate Master Card® - Get the flexibility you need to control expenditures while meeting the diverse purchasing needs of multiple employees. Online access to real-time data keeps you in touch with cash flow and acquisition patterns. You provide your employees with a tool to work more effectively, while determining limits on purchase amounts, number of transactions, types of suppliers and other criteria.
All of these banking tools come with the added benefit of local banking experts, who understand the challenges and opportunities of doing business in Alaska, and who are available to help your troubleshoot or answer any questions about these services.
To learn more about First National’s banking services, call a knowledgeable local banking expert at 1-800-856-4FNB.
This bi-monthly newsletter is sent to Alaska business owners, managers and community leaders.
The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest you consult your attorney, accountant, financial or tax adviser with regard to your individual situation. Entire publication. For publication information, call (907) 777-3409.