First Rate Checking
Maintain easy and unlimited access to your funds while earning interest. What's more, the greater the balance in your account, the greater the rate of interest you'll earn. The interest rate for this NOW account fluctuates with the current Treasury Bill (T-Bill) rate.
- No minimum deposit to open
- No monthly statement fee, per item fee or electronic transaction fee with minimum daily balance of $2,500
- Funds in account earn interest at a competitive rate based on account balance (daily balance computation method)
- Easy access to your funds by check or MasterMoney Debit Card
- First National Bank MasterMoney Debit Card with no monthly fee
- $3.00 monthly statement fee
- $.20 per item fee for checks; $.15 per transaction fee for ATM/ACH withdrawals, point-of-sale and/or MasterMoney Debit Card transactions
- Overdraft protection available
- First Rate Checking is only available to individuals, sole-ownerships, certain non-profit organizations and government units.