Loan Types

There are dozens of loan types, and hundreds of variables.

But only one loan is right for you. We make finding that perfect loan easy, and we'll service it right here in Alaska.

First-Time Home Buyer

If you have not owned a primary residence for the past three years, you may be eligible for a first-time home buyer loan. There are more good reasons - and compelling incentives - to buy that first home than ever before. We'll demystify the process, sort through the details and help make your dream of home ownership come true.

Experienced Home Buyer

If you've worked with us before, you already know why First National Bank is Alaska's preferred home lender. If this is your first experience with us, you'll appreciate the local difference every step of the way.

Owner - Builder Home Loans

First National Bank Alaska is the #1 Owner-Builder lender in the state. With more experience, savvy and dedication than anyone else, our Owner-Builder Loan Program is the clear choice among Alaskan Owner-Builders over any other program.

An Owner-Builder Loan is a construction loan and a mortgage. With our program, you get the local Alaska experts on both with one stop shopping.

VA, FHA, HUD 184, & Others

Whether you're familiar with these types of loans - and their myriad variables - or not, First National Bank will sort through the confusion, fine print and doubt to find the one loan program that fits your needs - and your dream - perfectly.

Refinancing Your Current Mortgage

Does refinancing your current loan really make sense? Is the timing right? Simple questions, but finding the answers can be a challenge. We'll help you make the right decision on refinancing. For today. And tomorrow.

Second Homes, Vacation and Investment Properties

Thinking of purchasing a cabin on the Kenai for fishing or a chalet in the mountains for ski weekends? If a second home or vacation property might be in your future, or if you're thinking of investment property, learn more about these programs.