Alaska Oral & Facial Cosmetic Surgery

Knowing the Drill

A born-and-raised Californian who attended medical school and oral and maxillofacial surgery residency in “The Sunshine State”, Dr. Bradley Szutz has always loved sunshine and warm weather. So when the opportunity arose to practice oral surgery in Alaska, a state where the sun doesn’t shine much for half the year and the weather isn’t particularly temperate, Szutz originally scoffed at the idea.

“I remember thinking, ‘Why the heck would I live in Alaska?’” said Szutz.

Now, as owner of Alaska Oral and Facial Cosmetic Surgery, Szutz couldn’t see himself anywhere else.

Alaska Oral & Facial Cosmetic Surgery

“I’m excited for what’s on the horizon, and I know that First National is with me to help every step of the way.”

The right fit

Alaska Oral and Facial Cosmetic Surgery has been a mainstay in Anchorage since the 1980s. Their qualified team offers a wide array of services ranging from wisdom tooth removal and dental implant surgery to corrective jaw surgery and facial cosmetics.

Szutz joined the practice in 2013 and had big plans for the future, hoping to one day become the owner of the practice. But when a partner unexpectedly retired shortly after he came onboard, Szutz had the opportunity to make his dreams a reality. There was much that had to be done in order for Szutz to take on sole ownership.

He scouted the market, trying to find a financial institution who believed in him and his drive.

“I talked to a couple other banks, but couldn’t find the right fit,” said Szutz.


Making dreams come true

9194AKORALimage.jpgEventually, Szutz met for dinner with First National Bank Alaska Loan Officer Tim Breeden. Together, Breeden and Szutz developed an in-depth plan for the practice, charting a path to success in Alaska’s sometimes volatile economy.

“A lot of potential customers come to me knowing their professional specialty well. My job is to find out if they know how to run a successful business,” said Breeden. “Brad was articulate and had a vision for where he wanted the practice to go.”

Breeden and other experts at First National quickly got moving on a plan for Szutz. Soon after dinner, Szutz’s loan was approved and his oncedistant dream had come to life.

“The relationship that Tim and I have really helped during the process,” said Szutz. “First National understood my business during a tough time of transition, and it’s worked out well for the both of us ever since.”'


Not a want, but a need

GettyImages-1009276816.jpgToday, Szutz and his five-person team use a number of First National’s services to help their business succeed.

“The bank helps with our deposits, cash management, corporate cards and more,” said Szutz. “I don’t think anyone else could meet our needs like First National.”

Among the many First National services Alaska Oral and Facial Cosmetic Surgery uses every day, Szutz’s favorite is the bank’s corporate cards.

“I buy just about everything on my corporate credit card,” said Szutz.

Running an oral surgery practice can be expensive. The day-to-day costs of equipment, maintenance and medication can really add up for a locally owned and operated small business.

“We circulate a fair amount of money, and First National has been able to help us with it all,” said Szutz.

Expand, renovate, renew

Throughout the next few years, Szutz hopes to add more patients, staff members and doctors to the group.

“I’m looking forward to expanding, renovating and renewing my business,” said Szutz. “I’m excited for what’s on the horizon for Alaska Oral and Facial Cosmetic Surgery, and I know that First National is with me to help every step of the way.”


Tim Breeden

Breeden Tim 2018.jpgTim Breeden is committed to Alaska.

Whether it be in his work at First National Bank Alaska providing small businesses the help they need to grow or in his volunteer efforts with United Way, Big Brothers Big Sisters and the Gateway Community Council, Breeden is devoted to making Alaska a better place.

Breeden started at the bank more than 14 years ago as a member of the bank’s rigorous Management Associate program. In the program, dedicated, driven bankers spend 12 to 18 months learning all aspects of banking from First National leaders across the state.

Today, Breeden oversees the bank’s BusinessManager® program, an asset-based lending and cash management tool that improves cash flow for businesses almost immediately. Since transitioning to manage BusinessManager, Breeden has helped fund over $300 million worth of small business growth in Alaska.

“I’ve been fortunate to play a small role in creating win-win situations for my fellow Alaskans,” he said.


Worldwide access plus local service with First National credit cards

Whether Dr. Brad Szutz is putting smiles on faces in the Last Frontier or gaining connections and knowledge at conferences and conventions Outside, he knows First National’s array of Corporate and Business Mastercard® credit card services are there to keep him and Alaska Oral and Facial Cosmetic Surgery safe.

“First National’s corporate credit cards have been critical to our business,” said Szutz.

With First National’s help, Alaska Oral and Facial Cosmetic Surgery has been able to balance expenditures, build credit and keep business on track.

“From tracking to purchasing and more, it’s all been so easy,” said Szutz.

Here are just a few advantages of First National’s Corporate and Business Mastercard credit card services.

Mastercard ID Theft Protection | Mastercard uses a variety of ways to detect fraud at its inception and alert you so you can take immediate action. If your card is stolen, you’ll have access to certified identity theft resolution specialists available 24/7. Register your card online at MastercardUS.IDProtectionOnline.com in minutes to protect your information.

Mastercard Easy Savings® | Earn rebates with your Mastercard Corporate or Business credit card on qualified purchases at any participating merchant, no coupon code required.

Set Restrictions and Monitor Activity | Register for e-Customer Service to build customized spending profiles for each card, setting restrictions on when and where a business or corporate card can be used. View credit card activity online, make payments and receive electronic monthly statements, 24/7.

Credit Card Alerts | Keep your account secure with real-time card purchase alerts via text and/or email.

Mastercard Automatic Billing Updater | Manage your automatic payments with your First National Bank Alaska credit card at no cost to you.

Smart Data Gen 2 (SDG2) | Track and reconcile individual card expenses online into your accounting system.

Put First National’s Corporate and Business Mastercard credit card services to work for your business. Contact a local First National expert at 907-777-4519 or 800-856-4362, or by email at ccnewrequest@FNBAlaska.com.