First Rate Account

Unlimited access while earning interest

The greater the balance in your account, the greater the rate of interest youll earn.

  • No minimum deposit to open
  • Collected funds in the account earn interest at a competitive rate (daily balance computation method); for current annual percentage yield (APY) and balance tiers, click here
  • Minimum daily balance of $2,500 to avoid monthly service fee
  • Monthly service fee of $9 with e-statement
  • Monthly service fee of $10 with mailed statement
  • Unlimited check writing, ATM and ACH withdrawals, point-of sale and Mastercard® transactions, automatic, telephone and pre-authorized transfers