First National Bank of Alaska

Debit MasterCard

Now you can change your PIN at any First National ATM.

Every First National Bank Alaska checking account is enhanced with a Debit MasterCard card.

Enjoy easy access to the funds in your personal checking or savings account, with no additional fee, when you use a Debit MasterCard card.

Your card and PIN give you instant access to cash, 24 hours a day, seven days a week at an ATM displaying the MasterCard logos.

For no additional annual or monthly fee, the debit card also gives you the freedom to make purchases using funds directly from your checking account at any place that accepts Debit MasterCard.

Enjoy New Enhancements to Your First National Debit MasterCard

  • MasterCard SecureCode
    SecureCode helps protect against unauthorized use of your First National Debit MasterCard, Debit BusinessCard card, Debit MasterCard HomeFlex Equity Line of Credit card and your Debit MasterCard Health Savings Account card when you shop online at participating merchants. Click here to enroll your debit card in SECURECODE.
  • Extended Warranty
    Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible MasterCard.
  • Price Protection
    Should you find a lower price for a new item within 60 days from the date of purchase using your eligible MasterCard, you may be reimbursed for the price difference.
  • Identity Theft Resolution
    If your debit card is lost, stolen or you believe you are victim of identity theft, a MasterCard Identity Theft Resolution Services representative may assist with the process of restoring your identity.
  • Satisfaction Guarantee
    If you become dissatisfied with a product you purchase using your eligible MasterCard within 60 days of purchase, and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250.

Download the MasterCard Guide to Benefits, for a complete list of enhancements, benefits coverage and conditions.

Overdraft Services

We offer overdraft protection from a savings account or First National Bank Alaska MasterCard® account by which, for a fee, your check or automatic bill payment requests are paid even though there are insufficient funds in your account, to avoid the creation of an overdraft.

You may also sign up for another overdraft service for your personal account that can help you avoid the embarrassment and frustration of having your debit card transaction declined. By “opting-in,” you authorize us to pay your First National Debit Card or ATM transactions that would otherwise be declined for insufficient funds. There is no fee to "opt-in" to this service. However, if you “opt-in” and we pay a charge arising from your use of your First National Debit Card even though there are insufficient funds in your account, we will charge you a fee in addition to the amount of the overdraft we paid. Visit to guide you through the decision-making process.

Contact us for more information about Debit MasterCard cards or to apply for your card.

    • For help with your First National Bank Alaska Debit MasterCard during regular business hours, call 777-4362 from Anchorage or 1-800-856-4362 from areas outside Anchorage.

    • To report a lost or stolen First National Bank Alaska Debit MasterCard after hours, weekends and holidays, call 1-800-472-3272.
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