Work with a local expert

Before a request for an interim construction loan can be reviewed, you need to be pre-qualified for long-term financing. Long-term financing will be used to pay off your interim construction loan.

You can either go to and apply online for your home loan, or apply in person at First National?s Home Loan Center. See the list of local First National mortgage loan originators for further contact information.

Once the construction loan package has been completed and we have determined that you meet the criteria for approval, we will order an ?as-proposed? appraisal from a bank-approved fee appraiser. The appraisal will determine if the value of the dwelling will either meet or exceed your cost to construct the home.

Step 2:

Plan for construction success, working with us.