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Get an overview of our personal online banking services, features and account management information.

Frequently Asked Questions

  • What documentation and forms does a Trust, Estate of, Guardianship or Conservatorship need to establish an escrow account?
    • Escrow Agreement, Terms and Conditions
    • Exhibit A – Disbursement
    • Escrow Application
      • One for trust and each trustee
      • One for Estate and each personal rep
      • One for Guardianship and each guardian
      • One for Conservatorship and each conservator
    • W9 (one per listed above)
    • Copy of ID for each person
    • Supporting Documents
      • Certification of Trust
      • Certified Death Certificate and court documentation
      • Guardian or Conservator court documentation

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  • What fees will I be charged to establish an escrow account?

    There is a setup and annual fee for each escrow account we establish. Reach out to one of our escrow experts for additional fee information about each account type:

  • What documentation and forms does an individual need to establish an escrow account?

    Download Get Started Packet

    * Additional forms are required for Interest-Only Payments, Partial Releases, Payment or Interest Rate Changes, Deferred Commissions, or Security Assignments. Contact our escrow team for additional details. 

  • What documentation and forms does a business need to establish an escrow account?

    Download Get Started Packet

    * Additional forms are required for Interest-Only Payments, Partial Releases, Payment or Interest Rate Changes, Deferred Commissions, or Security Assignments. Contact our escrow team for additional details. 

  • What is the difference between an escrow and collection account?

    Escrow Account – In addition to recording payments and disbursements, First National will safekeep funds, original documents or negotiable items.

    Collection Account – First National acts as a bookkeeper, recording payments and disbursements without the additional service of safekeeping original documents or funds.

Download Escrow Forms