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Frequently Asked Questions
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What documentation and forms does a Trust, Estate of, Guardianship or Conservatorship need to establish an escrow account?
- Escrow Agreement, Terms and Conditions
- Exhibit A – Disbursement
- Escrow Application
- One for trust and each trustee
- One for Estate and each personal rep
- One for Guardianship and each guardian
- One for Conservatorship and each conservator
- W9 (one per listed above)
- Copy of ID for each person
- Supporting Documents
- Certification of Trust
- Certified Death Certificate and court documentation
- Guardian or Conservator court documentation
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What fees will I be charged to establish an escrow account?
There is a setup and annual fee for each escrow account we establish. Reach out to one of our escrow experts for additional fee information about each account type:
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What documentation and forms does an individual need to establish an escrow account?
- Escrow Agreement, Terms and Conditions
- Exhibit A – Disbursement
- Escrow Application (one per person)
- W9 (one per person)
- Copy of ID for each person
* Additional forms are required for Interest-Only Payments, Partial Releases, Payment or Interest Rate Changes, Deferred Commissions, or Security Assignments. Contact our escrow team for additional details.
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What documentation and forms does a business need to establish an escrow account?
- Escrow Agreement, Terms and Conditions
- Exhibit A – Disbursement
- Escrow Certification of Beneficial Owners Application (one per business)
- W9 (one per business)
- Copy of Business License
- Copy of Certificate of Existence or Articles of Incorporation
- Copy of ID – for each beneficial owner and person opening account
* Additional forms are required for Interest-Only Payments, Partial Releases, Payment or Interest Rate Changes, Deferred Commissions, or Security Assignments. Contact our escrow team for additional details.
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What is the difference between an escrow and collection account?
Escrow Account – In addition to recording payments and disbursements, First National will safekeep funds, original documents or negotiable items.
Collection Account – First National acts as a bookkeeper, recording payments and disbursements without the additional service of safekeeping original documents or funds.
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