You will only be prompted to enter a one-time password if you are accessing your account from a new device or our system detects suspicious behavior. The new MFA system checks
Yes, when Enhanced MFA is implemented on Sept. 17, you will need to re-link your First National accounts to financial data aggregator and third-party financial applications, such as Empower Personal Dashboard, Monarch Money, YNAB, Plaid, Yodlee and Intuit (CreditKarma /TurboTax). After relinking, your accounts should stay connected without disruption.
One-time passcodes will be sent by SMS text or an automated phone call from the following numbers:
When logging in for the first time, you may be asked to answer one of your standard security questions. Then, the system will prompt you to enroll in Enhanced MFA by adding and verifying phone number(s) where you can receive a one-time passcode via SMS text messages or automated phone calls.
Enhanced MFA for business customers will launch with our new digital experience in 2026.
You expect First National to ensure your accounts are safe. This enhancement helps us meet that expectation. Benefits of the new enhanced MFA system include: