Home Loan Programs

Conventional Loans

FHA (Federal Housing Administration) 

FHA loans are insured by the federal government under the U.S. Department of Housing and Urban Development.

VA (Veterans Administration) 

VA home loans are offered for eligible veterans of the U.S. military. They provide for a low down payment (often zero down) and are guaranteed by the federal government.

Rural Development (RD)

The Rural Development home loan program is guaranteed by the federal government under the U.S. Department of Agriculture (USDA) and offers low down payment loans in rural parts of Alaska.

HUD 184 Indian Home Loan Guarantee Program

A HUD 184 loan is guaranteed by the Federal Government for Alaska Natives and Native Americans. It offers a low down payment and is available throughout the state of Alaska.

Alaska Housing Finance Corporation (AHFC)

AHFC offers a wide array of loan programs including Conventional, Federal Housing Administration (FHA), Veterans Administration (VA), Housing and Urban Development (HUD) 184, and Rural Development (RD).

Other Statewide and Community Home Loan Programs

• Neighborworks
• Cook Inlet Housing
• Fairbanks Neighborhood Housing
• Home Opportunity Program

Contact your First National Bank Home Loan Specialist to assist in finding the perfect loan.