Kevin W Ray

Ray has built a strong banking career of more than three decades, gaining a thorough understanding of both commercial and residential lending, including construction financing. He has worked with a wide range of financial institutions. Ray’s expertise encompasses operations, customer service, loan processing, credit risk assessment, underwriting and project management. With a diverse skill set and a personalized approach to serving his customers, Ray stands out as a well-rounded professional in the mortgage industry and a trusted expert in his field.