Checking Accounts

First National checking accounts come with enhancements:

• 24-hour, seven-days-a-week account accessibility via online banking and bank by phone
• Free online check images
• Free FNBApp mobile banking access
• Online Bill Pay, no charge for first two months
• First National Bank MasterMoney® debit card with no monthly fee
• No additional charge for withdrawals at any First National ATM
• Overdraft protection available
• 30 convenient First National Bank branches located in 18 Alaska communities

Account Name	Minimum Daily Balance to Avoid Fee	Monthly Service Fee		Transaction Fees	Earns Interest
		with e-Statement	with Mailed Statement
CHECKING
First 20 Checking	$1000	$5	$6	over 20 checks/ $0.20 each paid check	no
Direct Deposit Checking	no fee with 1 direct deposit per month	$7	$8		no
First Rate	$2,500	$9	$10		yes
Alaska Military Checking	$3,500 or 1 direct deposit per month	$9	$10		yes
College Checking	no fee with e-statement	no charge	$5		no
Teen Checking	no fee with e-statement	no charge	$3	over 10 checks/ $0.20 each paid check	no

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