Banking Features to Support Your Needs
Online Check Images
View your checks on your statements at no additional cost.
Debit Cards
Manage expenses with online account management, theft protection and more.
Online and Mobile Banking
Manage your accounts anytime, anywhere with secure online and mobile banking solutions.
Online Bill Pay
Pay your bills through digital banking.
Explore Checking Accounts
| Account | Direct Deposit Checking | First 20 Account | First Rate Account |
|---|---|---|---|
| Description | Avoid a monthly service fee if you receive a recurring direct deposit into your Direct Deposit Checking account. First order of checks at no cost, select designs (up to two boxes). | It’s all in the name. Your first 20 paid checks each month are included in the $5 monthly service fee. | With this tiered-rate account, you’ll have unlimited access while receiving successively higher interest rates based on balance tier ranges. |
| Minimum Deposit to Open | None | None | None |
| Monthly Service Fees | $7, waived each statement cycle with a direct deposit. | $5 (the lowest monthly fee for First National personal checking accounts), waived if minimum daily balance1 of $1,000. | $9, waived if minimum daily balance1 of $2,500. |
| Transaction Fees Review fee schedule for transaction and other account fees. | No fee for First National ATM withdrawals, ACH debits, and debit card transactions. | No charge for the first 20 checks per month, $0.20 per check thereafter. No fee for First National ATM withdrawals, ACH debits, and debit card transactions. | No fee for First National ATM withdrawals, ACH debits, and debit card transactions. |
| Standard Mailed Statement Fee2 | $1, waived if you sign up for e-statements | $1, waived if you sign up for e-statements | $1, waived if you sign up for e-statements |
| Benefits and Features | Unlimited check writing, ATM and ACH withdrawals, point of sale and debit card transactions, telephone and pre-authorized transfers. | Collected funds in the account earn interest at a competitive rate (daily balance computation method). |
See current annual percentage yield (APY) and balance tiers.
| Account | College Checking3 | Teen Checking3 | Health Savings (HSA)3 | Alaska Military Checking3 |
|---|---|---|---|---|
| Description | With flexibility to fit your lifestyle, this account lets you bank anytime, anywhere. Eligible to students enrolled in post-secondary education or trade school. | The first step to financial success. An education transaction account that helps your teenage co-owner learn to manage money and a bank account. Eligible to minors (ages 12-17) with an adult co-owner at least 21 years of age. | Pay qualified medical expenses and enjoy unlimited access to your funds while earning interest. With this tiered-rate account, you’ll earn higher interest rates as your balance rises through the tiers. | Active duty, retired and reserve military personnel in Alaska can enjoy a slew of benefits with this checking account. |
| Minimum Deposit to Open | None | None | None | None |
| Monthly Service Fees | $5, waived if you sign up for e-statements. | $3, waived if you sign up for e-statements. | $2, waived if minimum daily balance1 of $100. | $9, waived if one direct deposit per statement cycle OR minimum daily balance1 of $3,500. |
| Transaction Fees Review fee schedule for transaction and other account fees. | No fee for First National ATM withdrawals, ACH debits, and debit card transactions. | No charge for first 10 checks per month, $0.20 per check thereafter. No fee for First National ATM withdrawals, ACH debits, and debit card transactions. | $0.20 per check No fee for First National ATM withdrawals, ACH debits, and debit card transactions. | No fee for First National ATM withdrawals, ACH debits, and debit card transactions. |
| Standard Mailed Statement Fee2 | None | None | $1, waived if you sign up for e-statements. | $1, waived if you sign up for e-statements. |
| Benefits and Features | Unlimited check writing, ATM and ACH withdrawals, point-of-sale and debit card transactions, telephone and pre-authorized transfers. Complimentary MyCard (one-time only): customize your First National Mastercard debit card by choosing an image from our gallery or use your own image. | First National Bank Alaska Debit Mastercard® Teen Card with no monthly fee. Teen Card merchant category codes for gambling, alcohol and tobacco, etc. are blocked. | Specific HSA debit Mastercard. Collected funds in the account earn interest at a competitive rate (daily balance computation method). See current HSA annual percentage yield (APY) and balance tiers. | Unlimited check writing, ATM and ACH withdrawals, point-of-sale and debit card transactions, and telephone and pre-authorized transfers. Collected funds in the account earn interest at a competitive rate (daily balance computation method). Small safe deposit box at no cost (where available). First National Bank Alaska exclusive checks at no cost. Savings overdraft protection at no cost.3 |
Need to reorder checks? Browse a catalog of check designs and related accessories, and more with Deluxe, First National’s check vendor.
See current annual percentage yield (APY) and balance tiers.
Statements Your Way
Paper Statements
Printed paper statements are available for a monthly fee. With this option, you can include standard or enhanced check images with your paper statements for an additional fee.4
Electronic Statements and Notices
Avoid the paper statement mailing fee by receiving your account statements electronically.5
Safe and Secure
Your funds are protected by First National’s more than 100-year track record of sound fiduciary oversight. Deposit accounts at First National are insured by the FDIC up to the standard maximum deposit insurance amount ($250,000) per depositor for each account insurance ownership category.
Get the First National Bank Alaska Mobile Banking App
Want to make online banking even easier? Securely access your accounts through your tablet or smartphone with First National’s mobile banking:
- Deposit checks
- Control where, when, and how your debit card is used
- Set fraud controls
- Set travel notifications
We’re Here to Help
As Alaska’s community bank, we want to get to know you so we can recommend a checking account that best meets your needs.
Fees
Disclosures
- Minimum Daily Balance Requirement is the minimum daily ledger balance for the statement cycle required to waive the Monthly Service Fee. Other account fees or restrictions may apply.
- Paper Statements
- Mailed statements without check images: $1 each
- Mailed statements with standard check images: $4 each
- Includes images of check fronts only 20 check images per page (10 each side) or 36 checks per page (18 each side).
- Mailed statements with enhanced check images: $6 each
- Includes images of check fronts and backs or fewer images per page than mailed statements with standard check images.
- Alaska Military: To enroll in overdraft protection, you must complete an Automatic Transfer Agreement. Transfers may not exceed savings account balance. Insufficient Funds (NSF/Overdraft) fees up to $33.00 per item.
- Restrictions may apply to qualify for certain accounts. Please see a First National Bank Alaska associate for further information.
- E-Statements and E-Notices
- Email notifications when your e-statement is available in your online banking portal.
- E-statements remain available in your online banking portal for up to 24 months.
- Our standard online account statements display images of the front and back of all checks processed during the statement period, five checks per sheet (images are acceptable in court and by the IRS).