Certificate of Deposit and IRA Interest Rate Table Effective 12/02/2024 |
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Rates and annual percentage yields are subject to change without notice. Ask us about rates for certificates of $5,000,000 or greater. |
Certificate of Deposit |
Balance of |
Balance of |
Balance of |
Balance of |
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Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Interest Rate |
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Term |
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30 – 59 |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
60 – 89 |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
0.50% |
90 – 179 |
1.00% |
1.00% |
1.00% |
1.00% |
2.52% |
2.50% |
2.52% |
2.50% |
180 – 364 |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
365 |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
12 – 17 Months |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
18 – 23 Months |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
24 – 35 Months |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
36 – 59 Months |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
60 + |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
2.00% |
* Minimum Opening Deposit – The
minimum deposit required to open an account is $750.00. * Annual Percentage Yield – To obtain the stated APY the Certificate of Deposit must be renewed and have interest paid to the CD at the end of the term. |
IRA |
Balance of $0.00 – $24,999.99 |
Balance of $25,000.00 + |
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Annual Percentage Yield |
Interest Rate |
Annual Percentage Yield |
Interest Rate |
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Term |
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365 |
2.00% |
2.00% |
2.00% |
2.00% |
* Minimum Opening Deposit – The minimum
deposit required to open an account is $750.00. |