FAQs

The due date is shown on your e-Statement, billing statement, or by using Telephone Banking by calling 777-4700 or 1-800-856-4FNB (4362). If your loan is serviced for an investor, such as Alaska Housing Finance Corp., they will not allow the due date to change.

Contact us at 777-3384 as soon as you know your payment will not be on time.

Yes. You may have your payment charged to either a savings or checking account at First National or another financial institution. You may sign up for this service at any of our branches, at any time.

We require that address changes be requested in writing. This helps protect you and the confidentiality of your account. There is a change of address form in your coupon book and at all branches.

Absolutely, with our no-cost online banking service. For more information on online banking and how to sign up, click here. When you're signed up, you'll be able to view loan balances, recent transactions, even make payments if you have a First National checking or savings account.

Each loan is different. To find out if your loan is assumable, contact a Customer Service Representative at 777-4362.

You should notify your insurance agent and First National at 777-4362 immediately. After the insurance company has been notified, an adjuster will make an inspection and determine the extent of the damage. When the amount of the loss has been agreed upon, the insurance company will issue a check made payable to you and First National. We may require the funds be held by us and disbursements made as repairs are completed.

Depending on the type of mortgage insurance and the investor requirements, it may be canceled under certain circumstances. Contact a Customer Service Representative to find out the requirements on your loan.

Contact the Home Loan Center at 777-HOME (4663). We can help you find a home loan that suits your needs, whether it's for refinancing or home improvements.

Year-end statements (1098 tax forms) are mailed prior to the end of January each year. The 1098 tax form contains information regarding what First National Bank has reported to the IRS for the prior year. For instant updates, call Telephone Banking at 777-4700 or 800-856-4FNB (4362).

A required account that holds insurance and tax premiums, which are collected monthly as part of your mortgage payment. Payments to municipalities, boroughs and insurance agencies are paid from this account when due.

Property taxes and insurance premiums change. Your new payment is based on next year's projected expenses divided by 12. For additional information contact a Customer Service Representative at 777-4362.

Yes. You can keep the monthly payments the same, even when the taxes and insurance costs increase, by depositing additional funds into your reserve account.